{"product_id":"money-planner","title":"The Money Planner | Budget Spreadsheet for Google Sheets, Monthly \u0026 Annual","description":"\u003cp\u003e\u003cstrong\u003eYour whole money life in one easy spreadsheet.\u003c\/strong\u003e No formulas to write: just type in the yellow cells and everything else updates for you.\u003c\/p\u003e\u003ch3\u003eWhat's inside (21 tabs)\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSetup:\u003c\/strong\u003e add your income, bills, spending categories, savings and debts once. They fill every month automatically.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12 monthly budgets:\u003c\/strong\u003e summary cards, a planned vs actual chart, a spending donut, a bill tracker with paid ticks, and an expense log that fills in your spending by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnual Dashboard:\u003c\/strong\u003e your whole year in one place, with monthly trends and spending by category.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings Goals:\u003c\/strong\u003e set a target and a date, and it tells you exactly what to save each month.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt Payoff:\u003c\/strong\u003e track every debt, see your progress, and get your payoff order (snowball or avalanche).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSinking Funds:\u003c\/strong\u003e split yearly costs like Christmas and car insurance into monthly amounts.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSubscriptions:\u003c\/strong\u003e see what you really pay each year, and what you'd save by cancelling.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUK Pay Calculator:\u003c\/strong\u003e work out your take-home pay after tax, NI, pension and student loan (2026\/27 rates).\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eHow it works\u003c\/h3\u003e\u003cp\u003eAfter checkout you'll get a PDF with a link. Tap it and choose \"Make a copy\", and the spreadsheet is yours. You'll need a free Google account. Works on desktop and in the Google Sheets app. Prefer Excel? An Excel version is included too. Works in any currency.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor personal use only. A budgeting tool only, not financial advice.\u003c\/em\u003e\u003c\/p\u003e","brand":"The Reset Shop","offers":[{"title":"Default Title","offer_id":59496827453765,"sku":null,"price":10.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1100\/2003\/4885\/files\/03_planner_hero_25d9a707-3724-4c86-9d45-75125477d38b.png?v=1790371083","url":"https:\/\/theresetshop.co.uk\/products\/money-planner","provider":"The Reset Shop","version":"1.0","type":"link"}