{"product_id":"couples-budget-planner","title":"Couples Budget Planner | UK Joint Budget Spreadsheet for Excel \u0026 Google Sheets","description":"\u003cp\u003e\u003cstrong\u003eOne budget, two people, zero awkward money chats.\u003c\/strong\u003e A couples budget spreadsheet built for UK couples, with fair bill splitting, 12 monthly budgets and a running \"who owes who\".\u003c\/p\u003e\u003ch3\u003eWhat's inside (18 tabs)\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSetup:\u003c\/strong\u003e both names, take-home pay, and how you split shared costs: by income, 50\/50 or a custom split\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12 monthly budgets:\u003c\/strong\u003e log your spending and see budget vs actual for every shared category, each person's share, personal spending and what you each have left\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAnnual dashboard:\u003c\/strong\u003e your whole year at a glance, with charts\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eJoint savings goals:\u003c\/strong\u003e what to save each month for a house deposit, holiday or emergency fund, and who puts in what\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt tracker:\u003c\/strong\u003e progress, months to clear, and snowball or avalanche order\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSettle up:\u003c\/strong\u003e log anything one of you paid for, and it keeps a running \"who owes who\" total\u003c\/li\u003e\n\u003cli\u003eFun money for each of you, editable categories, and start in any month\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch3\u003eWhy couples like it\u003c\/h3\u003e\u003cp\u003e\u003cstrong\u003eFair, not just 50\/50.\u003c\/strong\u003e The by-income split means you each pay the same share of your take-home pay. On £2,093 and £2,693, that's 44% \/ 56%. It also tells you exactly how much each of you should move into your joint account each payday.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eBuilt for the UK:\u003c\/strong\u003e pounds, monthly pay, council tax and UK bills built in.\u003c\/p\u003e\u003ch3\u003eFormat\u003c\/h3\u003e\u003cp\u003eExcel file (.xlsx) plus a Start Here guide. Works in Excel and Google Sheets (free, on phone and laptop). Instant download, nothing posted. Only type in the yellow cells. Everything else is automatic and protected, so you can't break it.\u003c\/p\u003e\u003cp\u003e\u003cem\u003eFor budgeting only, not financial advice. For personal use only.\u003c\/em\u003e\u003c\/p\u003e","brand":"The Reset Shop","offers":[{"title":"Default Title","offer_id":59541153546565,"sku":null,"price":9.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1100\/2003\/4885\/files\/couples_image_1_b41b2887-66cf-4876-a787-94f4e1a15d16.png?v=1790799925","url":"https:\/\/theresetshop.co.uk\/products\/couples-budget-planner","provider":"The Reset Shop","version":"1.0","type":"link"}